In defense of Tomi: I ‘benefited’ from Obamacare too. Until I got sick…

(AP Photo)

Over the weekend at Politicon in Pasadena, California, Tomi Lahren made headlines during her debate with Chelsea Handler for slamming Obamacare, while benefitting from the health care law.

During an exchange surrounding health care, Handler asked Lahren, “Do you have a health care plan or no?”

Lahren replied, “Luckily I am 24 so I am still on my parents’.”

The crowd drew a quick response, both cheers and jeers. Even Handler came to Lahren’s defense by praising her honesty. However, mainstream and liberal media sites took that line and ran with it to expose how big of a hypocrite Lahren is for criticizing the very law she’s reaping the rewards from.

Lahren has called for Obamacare to be repealed and replaced. However, during Politicon, she conceded that there are certain parts of Obamacare that are good, such as staying on your parents’ health plan.

Good on Tomi for her honesty. As the old saying goes, “Don’t knock until you’ve tried it.” While it’s unknown how Lahren’s experience was with Obamacare or whether she or a family member had a major illness, the health care law can be great for some and horrible for others.

In my personal experience, I had signed up for a catastrophic health plan through the Obamacare exchanges for the year of 2016 because the two jobs (one full-time and one-part time) I worked at combining for 60 hours a week would not offer it to me. My full-time job at the time was below the threshold of employees where the employer mandate didn’t apply to them.

Premiums were $150 per month (my salary was just above the threshold for a federal subsidy), and the deductible was just above $7,000. It was the cheapest plan I could afford without having the deductible be over $10,000.

Through my employer, I was offered a private health insurance plan through Cigna where premiums are $117 per month, and the deductible is just above $2,000. It, too, was the cheapest plan I could afford, and was scheduled to kick in on January 1, 2017.

Well, guess what happened on December 31, 2016? Yours truly had an appendicitis and had to go to the hospital for an appendectomy, complete with a CT scan, lots and lots of morphine, and an overnight stay.

Yes, luckily I had insurance through Obamacare, and avoided having to pay the full $23,000+ bill out-of-pocket. However, I still had an especially high deductible for someone making less than $60,000 per year. I owed the doctors and hospitals over $7,000 for the services they provided.

Don’t get me wrong, I’m thankful for my health and financial situation to where I am just staying afloat. However, there are aspects of Obamacare that need to be changed to avoid more young people like me getting hit with a very common condition like an appendicitis and having to pay thousands of dollars out-of-pocket for it. The cost of having an Obamacare plan is delayed financial security. I virtually have no savings, can barely afford an apartment, and am accruing more and more debt.

So, while Obamacare has saved thousands of people from financial ruin by giving them a safety net during a medical emergency, it’s costing others dearly. I’ve tried Obamacare, and there’s got to be a better way.

Watch the entire debate between Tomi Lahren and Chelsea Handler at Politicon below: