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AHCA passes: Democrats abandon young Americans, demand we pay more

(AP Photo)

(AP Photo)

Democratic House Leader Nancy Pelosi and those who voted against the American Health Care Act (AHCA) luckily failed in their attempts to force vulnerable young Americans to pay more for health insurance coverage.

The House passed the bill today 217-to-212, relying only on Republican votes.

Under Obamacare, the government forced insurance companies to raise premiums on young Americans in an attempt to subsidize other users. As has always been the case, young Americans have less income and assets — not to mention this generation has faced higher unemployment, high college loan costs, and higher housing costs than previous generations.

Yet, Obamacare targeted young Americans with price controls, forcing insurance companies to raise premiums for millennials.

The AHCA changes these price controls to bring them much closer to market parity, changing the price ratio from 1-to-3 to 1-to-5 for the youngest coverage demographic to the oldest demographic. It’s important to note that seniors and the indigent are already covered by Medicare and Medicaid, so it’s not like the government was forcing charity on millennials to help the poor and elderly. It was simply taking money from one group of Americans (who coincidentally vote less) and giving it to another group (who vote more).

Leader Pelosi defended these price controls today, calling the GOP to undo them “a crush age tax.” Talk about irony…

Thanks to the Republican House majority, young Americans will have a much better chance at affording health insurance. Democrats have seemly forgotten their biggest goal with Obamacare was to get more people to buy insurance. Even with their individual mandate, millions of millennials still did not buy health insurance because they could not afford it or because it was too expensive to justify the cost.

As Democrats and health experts have pointed out, we need young people to buy into the system to balance out the risk pools. Instead of a mandate, this bill makes it easier for millennials to buy insurance by making it more affordable and more flexible. What a concept.

And, for those worried about pre-existing conditions, this bill still protects people with pre-existing conditions and setting up a multi-billion dollar fund to help them. Adult children can also still stay on their parents’ plans until age 26. While this bill isn’t perfect, it is a vast improvement for young people over Obamacare. To make it better, the Senate should take out the 30 percent surcharge/penalty for those with coverage lapses and add in a provision to allow insurance companies to sell across state lines.

Millennials should thank House Republicans and the White House for lower health care costs and a brighter future.

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