You can stay on your parents’ insurance … if it isn’t dropped

Obama in front of American Flag

According to Democrats in Washington, I am supposed to be one of those greatly appreciative under-26-year-olds who get to stay on their parents’ health insurance into their mid-twenties. Well, I’m not — because my family is losing its insurance.

We aren’t alone, though. We are among the millions of Americans told to believe that wonderful little “if you like your plan, you can keep it” lie the President fed us at least 36 times.

Nearly 5 million people have been dropped from their insurance coverage, compared to the 365,000 who have enrolled. That means for each person who has signed up for Obamacare, 13 have been dropped from their insurance. According to the American Enterprise Institute, that’s just the beginning — as nearly 100 million Americans could be dropped from their plans.

Bureaucrats in Washington like to shrug and say there’s a government subsidy waiting once one enrolls in a plan under Obamacare. Unfortunately, my family is considered a “winner” in society, which makes us a loser under Obamacare. According to the federal government, we make too much money, meaning we can easily take on the burden of increased insurance rates — whether they are 25 or 100 percent more than their original cost. To receive a subsidy for out-of-pocket cost, a family of four must make less than $58,564.

To understand my frustration, though, you need to know a bit about us before you brush us off as another well-to-do family complaining about taking on society’s ailments. We appear to be the winners, yes, but that came from years of hard work and playing by the rules.

My dad is a doctor, meaning Obamacare affects his entire life. Nothing was given to him — nothing. He came from a downriver Detroit working-class family. He worked throughout high school, college and even medical school so that he could pay for his education. He earned partial scholarships for college and medical school, and the rest he worked off. He started his career at 30 after completing his extended residency in his specialization.

He is the definition of the American Dream.

Through his success, he put his three children through high school and college. I am his first-born and in my first year of law school. That carries a hefty $150,000 price tag. I am the first female in my family to go to graduate school. And you know what? I feel guilty.

My parents help me through law school as best they can so I do not have to take out government loans with astronomical interest rates. Sadly, their extra resources are maxed out. They do not have cash lying around, thanks to my education. So when the letter came in the mail explaining they would no longer be covered by their insurance because their affordable plan was unacceptable under the ‘Affordable’ Care Act, it was not welcome news.

My family has been blessed to remain healthy and lucky enough not to need things like prescription drug or mental health coverage. If we want an insurance plan that does not cover these things, why are we not allowed the choice to keep it?

As most people are out shopping this holiday season, my family is shopping for an insurance plan. After calling our insurance provider, we learned our coverage would increase in price by 100 percent. That’s even after the President decided to keep his promise and allow us to keep our plan.

Is it really the responsibility of Washington bureaucrats to determine our health needs, instead of our doctors? It is easy to say it is for the greater good, but when it is your family unable to pay their bills because they are forced into purchasing something they do not want, it isn’t so good.

This is your responsibility, Mr. President. You do not get to blame website designers. Obamacare is your fault and your name is written all over it. Now fix it.

Comments

Polititainment

Madeleine Albright T(witter)KOs Conan

Former Secretary of State Madeleine Albright bested Conan O'Brien by Twitter knockout Thursday night, ribbing the comedian with a comeback worthy of a seasoned pro.

Kimmel: Stoner idea or gov. expenditure?
Sen. Tom Coburn’s (R – Okla.) fifth annual “Wastebook” was released Wednesday and some of the federally funded projects are so outrageous that they can be hard to believe. Late night host Jimmy Kimmel had the same thought and offered his audience a quiz. He read the name of a project, some real and some […]
Obama channels Chris Rock again

At rallies for Democrats in Maryland and Illinois on Sunday, Obama dropped the name "Cousin Pookie" -- a character that he used frequently to energize black voters during his 2008 campaign -- during his speeches.

Oliver beats Supreme Court's camera ban
Comedian John Oliver is sick of the Supreme Court ban on cameras in the court room and the ridiculous ways it makes television news stations have to cover those cases. But all hope is not lost. “What happens at the Supreme Court is way too important not to pay attention to and yet the ban […]
Stewart and Colbert go after 'Fangate'

Both Jon Stewart and Stephen Colbert had a field day with “Fangate” Thursday night.

White House

Obama is withholding over 15,000 Fast and Furious documents

President Obama claimed executive privilege to withhold over 15,000 documents relating to Operation Fast and Furious, including nearly 20 emails sent between Attorney General Eric Holder and his wife.

White House fence jumper charged with assault
WASHINGTON (AP) — The 23-year-old Maryland man who climbed over the White House fence Wednesday night has been charged with felonies for assaulting two police dogs and making threats, the Secret Service said Thursday. Dominic Adesanya of Bel Air, Maryland, is in custody of the U.S. Marshals Service for previous outstanding warrants, Secret Service spokesman Brian Leary said. […]
President Obama, unpaid bills and the curious editing of the White House transcript
President Obama, some unpaid bills and a curiously “inaudible” section of the White House recording of a speech — that’s how all good stories start, right? While at a Democratic National Committee fundraiser in Chicago, Obama cracked a joke about the “unpaid bills” at his home. The joke was reported by the White House Press […]
Secrecy shrouds how the Obamas cook their chicken wings

Now it seems the Obamas are tight-lipped even about their eating habits.

Obama delivers devastating blow to red state Democrats, calls them ‘all folks who vote with me’
President Obama can’t seem to stay out of the 2014 midterm elections, no matter how much his fellow Democrats want him to. Obama spoke on Al Sharpton’s radio show Monday, which was later replayed on MSNBC, insisting that red state Democrats are still his “strong allies.” “A lot of the states that are contested this time […]

Congress

Rand Paul: ‘The war on terror is not over’

Rand Paul attempted to lay out his recently evolving foreign policy vision at his speech Thursday night at the Center for the National Interest.

McCarthy speaks out against 'Truthy' study
Majority Leader Kevin McCarthy is joining the growing dissent against the federally-funded “Truthy” study designed to monitor political speech on social media. In a blog post Thursday, titled “#KillingFreeSpeech,” McCarthy promises that the House Committee on Science will be conducting oversight “in the coming months on this and other questionable government-funded research projects.” “Why does the government […]
CIA agents impersonated Senate staffers to snoop
Despite a number of growing foreign and domestic threats over the summer, the CIA admitted that they had been using their resources to spy on elected officials in the Senate. Now, insiders are alleging that it’s not just what they did that is the problem, but how they went about it. A new piece by the […]
Republicans say they will reform the IRS

Republicans are talking about reforming the IRS if they gain the majority in the Senate next month, but seem to be treading with caution on making any specific promises.

'Wastebook' finds $25B in 'unnecessary' spending
Monkey gambling, synchronized swimming sea monkeys, and mountain lions on treadmills, oh my! Sen. Tom Coburn (R – Okla.) released his fifth and final “Wastebook” Wednesday, chronicling $25 billion tax dollars spent on 100  “silly, unnecessary, and low priority projects” this year. His findings are absolutely astonishing. Coburn, who is retiring this year, is not letting his fellow […]