You can stay on your parents’ insurance … if it isn’t dropped

Obama in front of American Flag

According to Democrats in Washington, I am supposed to be one of those greatly appreciative under-26-year-olds who get to stay on their parents’ health insurance into their mid-twenties. Well, I’m not — because my family is losing its insurance.

We aren’t alone, though. We are among the millions of Americans told to believe that wonderful little “if you like your plan, you can keep it” lie the President fed us at least 36 times.

Nearly 5 million people have been dropped from their insurance coverage, compared to the 365,000 who have enrolled. That means for each person who has signed up for Obamacare, 13 have been dropped from their insurance. According to the American Enterprise Institute, that’s just the beginning — as nearly 100 million Americans could be dropped from their plans.

Bureaucrats in Washington like to shrug and say there’s a government subsidy waiting once one enrolls in a plan under Obamacare. Unfortunately, my family is considered a “winner” in society, which makes us a loser under Obamacare. According to the federal government, we make too much money, meaning we can easily take on the burden of increased insurance rates — whether they are 25 or 100 percent more than their original cost. To receive a subsidy for out-of-pocket cost, a family of four must make less than $58,564.

To understand my frustration, though, you need to know a bit about us before you brush us off as another well-to-do family complaining about taking on society’s ailments. We appear to be the winners, yes, but that came from years of hard work and playing by the rules.

My dad is a doctor, meaning Obamacare affects his entire life. Nothing was given to him — nothing. He came from a downriver Detroit working-class family. He worked throughout high school, college and even medical school so that he could pay for his education. He earned partial scholarships for college and medical school, and the rest he worked off. He started his career at 30 after completing his extended residency in his specialization.

He is the definition of the American Dream.

Through his success, he put his three children through high school and college. I am his first-born and in my first year of law school. That carries a hefty $150,000 price tag. I am the first female in my family to go to graduate school. And you know what? I feel guilty.

My parents help me through law school as best they can so I do not have to take out government loans with astronomical interest rates. Sadly, their extra resources are maxed out. They do not have cash lying around, thanks to my education. So when the letter came in the mail explaining they would no longer be covered by their insurance because their affordable plan was unacceptable under the ‘Affordable’ Care Act, it was not welcome news.

My family has been blessed to remain healthy and lucky enough not to need things like prescription drug or mental health coverage. If we want an insurance plan that does not cover these things, why are we not allowed the choice to keep it?

As most people are out shopping this holiday season, my family is shopping for an insurance plan. After calling our insurance provider, we learned our coverage would increase in price by 100 percent. That’s even after the President decided to keep his promise and allow us to keep our plan.

Is it really the responsibility of Washington bureaucrats to determine our health needs, instead of our doctors? It is easy to say it is for the greater good, but when it is your family unable to pay their bills because they are forced into purchasing something they do not want, it isn’t so good.

This is your responsibility, Mr. President. You do not get to blame website designers. Obamacare is your fault and your name is written all over it. Now fix it.

Comments

Polititainment

Jenner comes out as trans, Republican
Former Olympian and “Keeping Up with the Kardashians” star Bruce Jenner finally revealed that he identifies as a woman in his Friday night “20/20″ interview with Diane Sawyer, but it was a different announcement that had viewers freaking out. Sawyer asked if Jenner cheered when President Obama became the first president to even say the […]
Waka Flocka Flame endorses Hillary

Just days after announcing his own candidacy for president in 2016, Waka Flocka Flame is endorsing Hillary Clinton for the White House. The Atlanta rapper said during a recent interview with MTV News that he will vote for Clinton in the 2016 presidential election.

Obama honors New England Patriots

President Obama honored the Super Bowl Champion football team on the South Lawn, kicking off his remarks with a joke about the team's long since past "Deflate Gate" controversy.

Olivia Wilde endorses Hillary Clinton

Actress Olivia Wilde is "excited" by Hillary Clinton's presidential campaign. The film star, who campaigned for then-Sen. Barack Obama in 2008, expressed her enthusiasm for the "political discussions" that result from election season during a recent interview with The Daily Beast.

Robert Downey Jr. walks out of interview

Robert Downey Jr. cut short a recent interview with British Channel 4 News reporter Krishnan Guru-Murthy when the journalist questioned the actor about a past statement regarding how being imprisoned impacted his political beliefs.

2016

Fiorina: Hillary doesn't deserve the presidency

Likely 2016 candidate Carly Fiorina, the Republican field's only female candidate, wants to be clear that gender should not be the presidency's qualifying factor--and that Hillary can't "play the gender card" with her.

Ted Cruz is killing it on Facebook

Ted Cruz, 2016's King of Facebook?

Cruz wants media to ask Hillary this question

The media has been peppering the 2016 Republican field with questions about whether they would attend gay weddings or accept gay family members.

Clinton Foundation acknowledges missteps

The acting chief of the Bill, Hillary and Chelsea Clinton Foundation acknowledged in a new statement that the global philanthropy launched 15 years by the former president has made missteps.

Rand Paul is terrible at poker

Playboy/poker champion/Instagram star Dan Bilzerian has been hanging out with Rand Paul for some reason,

Policy

Obamacare brings growth in food stamp enrollment
CHICAGO (AP) — President Barack Obama’s health care law has had a surprising side effect: In some states, it appears to be enticing more Americans to apply for food stamps, even as the economy improves. New, streamlined application systems built for the health care overhaul are making it easier for people to enroll in government benefit […]
DC gets mad at Gowdy and Buck over gun photo

Reps Trey Gowdy (R-S.C.) and Ken Buck (R-Colo.) just dodged a run-in with the D.C. authorities.

The danger of policing through Facebook

These days, everything happens on social media--including solving crime.

Police seized 11-yr-old for defending legal pot

One Kansas school apparently found a child's earnest defense of marijuana legalization so threatening they called the police on his mother.

Support for Obamacare hits surprising high
Support for Obamacare has hit a two-year high, despite the tax season surprises that followed the law this year. According to a new Kaiser Health Tracking Poll released Tuesday, the percentage of people who say they support the healthcare law is greater than those who oppose it for the first time since the fall of 2012. […]