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Memo to College kids: Don’t spend money you don’t have; repay the money you borrow. It’s that simple.

In America, we keep coming up with new ways to help people dodge responsibility. There is a department or czar of just about anything to enable the government to take over our lives. In this society of entitlement, of reward without responsibility, is it any surprise that there is now an outcry for student loan forgiveness?

America’s student loan debt is exceeding $1 trillion. So, a professor at NYU is organizing protests calling for forgiveness of all student loan debt.

Money isn’t magic. Did your parents ever tell you money doesn’t grow on trees? Still true. This “money” has to come from somewhere, and we don’t have it. Should our country become more indebted to China so that you will not have to be indebted? When we took out student loans (yes, I have them, too), we signed documents promising to pay them back. We, as a society, need to learn to keep our word, to honor our responsibilities, and to take pride in doing so.

We are not entitled to a college education, we do not deserve a college education. If you choose to go to college, you can, like most of us, choose to take out loans to pay for it. These are choices that you make, and for which you are responsible. The big problem here, as usual, is government interference with a sprinkling of Lefty nonsense. They have taken over the student loan system, causing it to spiral out of control. A lack of competition for anything, financial products included, can only cause trouble.

Concern over student loans is understandable: college also simply costs too much. Tuition is expensive, and does not yield a reasonable return on investment when it comes to salary. Yet, professors have diamond-studded benefits and platinum pensions to teach students subjects which won’t get them jobs. Maybe colleges cost so much because they are practically resort destinations. Students could save money by going to a college that offers a solid education without the country club atmosphere. People want the college experience, but we all want things we can’t have. We are not entitled to everything we want.

Everyone knows that this economy is abysmal. People are out of work, and not entirely because they chose to major in such job market-unfriendly fields as “womyn’s” studies. That is why, despite President Obama’s recent college tour to convince us otherwise, both sides want to keep rates low. There are programs in place to give students extra time to repay their loans, but this can’t go on indefinitely, and it can’t be complete forgiveness. Maybe you can’t have an iPhone and a DVR. I don’t have cable alt all. Get over it.

In writing this article, I tried to think of a metaphor. A responsibility, like student debt, that people choose to take on. I was going to draw a parallel to show how ridiculous it is that people expect to be bailed out of something they chose to do. It’s a sad sign of the times that I was unable to think of one. Having children, buying a house, running up credit cards – these are all responsibilities that are fairly regularly shirked in our society. That’s how we got into this mess. It has to stop. Don’t spend money you don’t have; repay the money you borrow. It’s that simple.

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